Recent Posts

  • You, me & money

    Unsurprisingly, money trouble is one of the leading causes of divorce worldwide. In fact, here at home the latest Stats SA figures show that 44.4% of divorces were in respect of couples whose marriages lasted less than a decade. Finding… Read More ›

  • Financial planning for children with special needs

    All children are expensive but planning for a child with special needs comes with its own set of financial challenges. Diagnosis, severity, prognosis and life expectancy all impact on the financial planning process, and the time horizon of your financial… Read More ›

  • It matters how you’re married

    In the build-up to nuptials, many couples make the unfortunate mistake of not drafting an ante-nuptial contract before taking their vows. In the excitement of planning a future together, it is understandable that many couples avoid talking about how their… Read More ›

  • Decisions, decisions

    Unsurprisingly, retirement is considered to be one of life’s top ten most stressful events, least of all because the magnitude of the decisions that need to be made when entering this stage of life can overwhelming. Although the retirement funding… Read More ›

  • Winter is coming

    Having been promised in May 2016 that South Africans will never again experience load shedding, many of us were caught off-guard when rolling blackouts struck last month. Escalating from stage 1 to stage 4 at lightning speed caught us equally… Read More ›

  • When life happens

    It is an unfortunate misconception that the best time to find a financial adviser is once you have accumulated your wealth and are contemplating retirement. In fact, nothing could be further from the truth. Almost every significant life event has… Read More ›

  • The stress-free retirement myth

    About half of life’s most stressful events are likely to happen to us either at or during retirement, making the concept of a ‘stress-free’ retirement somewhat of a misnomer. In 1960, psychiatrists Holmes and Rahe published a list of the… Read More ›

  • Mind over matters

    As improvements in medical science and technology allow us to live longer, incapacity – both physical and mental – is becoming a growing local and global problem. Contrary to popular misconception, dementia is not a normal part of aging, but… Read More ›

  • The beauty of a retirement annuity

    RETIREMENT ANNUITIES The past decade has seen the rise in popularity of the unit trust retirement annuity – a new generation of retirement investment that offers more flexibility, greater transparency and reduced investment costs. Unlike the traditional insurance RA which… Read More ›