Author Archives

Crue Invest is a fiercely independent financial planning company based in Pinelands, Cape Town, that provides fee-based financial advice in the areas of retirement funding, risk, estate planning, trusts, wills, healthcare and tax.

  • Decisions, decisions

    Unsurprisingly, retirement is considered to be one of life’s top ten most stressful events, least of all because the magnitude of the decisions that need to be made when entering this stage of life can overwhelming. Although the retirement funding… Read More ›

  • Winter is coming

    Having been promised in May 2016 that South Africans will never again experience load shedding, many of us were caught off-guard when rolling blackouts struck last month. Escalating from stage 1 to stage 4 at lightning speed caught us equally… Read More ›

  • When life happens

    It is an unfortunate misconception that the best time to find a financial adviser is once you have accumulated your wealth and are contemplating retirement. In fact, nothing could be further from the truth. Almost every significant life event has… Read More ›

  • The stress-free retirement myth

    About half of life’s most stressful events are likely to happen to us either at or during retirement, making the concept of a ‘stress-free’ retirement somewhat of a misnomer. In 1960, psychiatrists Holmes and Rahe published a list of the… Read More ›

  • Mind over matters

    As improvements in medical science and technology allow us to live longer, incapacity – both physical and mental – is becoming a growing local and global problem. Contrary to popular misconception, dementia is not a normal part of aging, but… Read More ›

  • The beauty of a retirement annuity

    RETIREMENT ANNUITIES The past decade has seen the rise in popularity of the unit trust retirement annuity – a new generation of retirement investment that offers more flexibility, greater transparency and reduced investment costs. Unlike the traditional insurance RA which… Read More ›

  • Balancing the festive season budget

    As we relax and unwind over the holidays, it is easy to loosen our grip on our finances. With most retailers already in full festive season swing and Black Friday only days away, being caught up in the excitement of… Read More ›

  • Retirement planning for the gig economy

    Retirement is becoming more and more fluid, with many retirees choosing to work and feel economically purposeful well beyond the formal retirement age of 65. The exciting gig economy, originally the domain of millennials, is proving to be perfect for… Read More ›

  • How to plan to not retire

    If you are planning to work for the rest of your life, it is entirely understandable if saving for retirement is not top-of-mind. The idea of a formal retirement at age 65 followed by a sedentary life of golf and… Read More ›

  • A most disturbing gap

    During their working careers women face a unique set of financial challenges, only to be faced with a second unique set of challenges when they retire. Vaster than the gender pay gap, although possibly less well publicised, is the significant… Read More ›