Consumer spending

Mind over money

For many South Africans, budgeting is nothing more than a painful, penny-pinching process that sucks the joy out of life. Over and above the hard facts often revealed at the bottom of the balance-sheet, most of us are left, post-budgeting,… Read More ›

Back to basics

As the season of excess approaches and before we fall madly into mayhem in the mall, let’s gift ourselves a moment to plan how to survive the season without entering 2015 debt-laden and depressed. It all starts with going back to basics.