Crue Consulting

Mind over money

For many South Africans, budgeting is nothing more than a painful, penny-pinching process that sucks the joy out of life. Over and above the hard facts often revealed at the bottom of the balance-sheet, most of us are left, post-budgeting,… Read More ›

Understanding retirement annuities

In the not-so-distant past, retirement annuities fell exclusively in the domain of South Africa’s life insurance companies who sold very expensive retirement annuities that paid insurance brokers massive upfront commissions. In many instances, the actual investment portfolios of the RA… Read More ›

Back to basics

As the season of excess approaches and before we fall madly into mayhem in the mall, let’s gift ourselves a moment to plan how to survive the season without entering 2015 debt-laden and depressed. It all starts with going back to basics.

The facts of life

In some cases, quite deservedly, life insurance products have been given a bad rap. An upshot of an industry plagued by over-zealous and oft-times perversely incentivised brokers flogging and churning policies despite the absence of proven financial need, the words… Read More ›

The state of your estate

One certainly wouldn’t be wrong for assuming that estate planning involves the drafting of a Will and indicating one’s preference between burial and cremation. The reality, however, is that the winding up of a deceased estate can take anywhere between… Read More ›

Money myths debunked

There are unfortunately many widely-held but utterly false beliefs about money which, if not debunked, will only serve to propagate the cycles of debt, poverty and problems of an under-saved nation. In fact, the initial step in good financial literacy… Read More ›