Unsurprisingly, money trouble is one of the leading causes of divorce worldwide. In fact, here at home the latest Stats SA figures show that 44.4% of divorces were in respect of couples whose marriages lasted less than a decade. Finding… Read More ›
debt
Balancing the festive season budget
As we relax and unwind over the holidays, it is easy to loosen our grip on our finances. With most retailers already in full festive season swing and Black Friday only days away, being caught up in the excitement of… Read More ›
Cause for concern
In tough economic times, those in already-tenuous financial positions can experience heightened anxiety which in turn can intensify financial tension between couples and other members of the family. Whilst most people tend to worry about money from time-to-time, there are… Read More ›
Don’t bank on it
Done correctly, retirement planning is a client-specific blend of finances, lifestyle goals, health status, life expectancy and investment assumptions. The retirement planning industry is rife with generalisations and rules-of-thumb which, if too quickly accepted as fact, can have dire consequences… Read More ›
Saving by the bucket-load
As devastating as the drought in the Western Cape is, there is no doubt that it has resulted in fundamentally changed human behaviour which has, in many instances, positively impacted the water management of private citizens. There is nothing quite… Read More ›
Financial advice to my 22-year old self
Twenty-four years since graduating from university, it is a somewhat challenging task to look back at my twenty-two year old self and dispense financial advice to the woman I was then. Standing on the precipice of a legal career, the… Read More ›
Financial freedom at any age
The traditional road to a well-funded retirement is a linear process that follows the predictable trajectory of school, university, job, marriage, children, travel and then retirement – a process which is supported by approximately 480 pay cheques and interspersed with… Read More ›
Financial advice in a junk status economy
There are endless repercussions of our recent downgrade to junk investment status, but it is important to understand how this will impact the lives of average South Africans. In the first instance, consumers should be cautioned against anticipating an immediate… Read More ›
10 Habits of financially independent people
While financial success may mean different things to different people, financial independence speaks to a universal language. Financial independence allows a person control over one of our greatest gifts here on earth: time. Regardless of the monetary value of financial… Read More ›
Advice avoidance
Many people have an aversion to seeking independent financial advice, and it is often not confined to the serial procrastinator. Whether through ignorance, insecurity or fear, there are a number of underlying reasons why some people tend to shy away… Read More ›