insurance

What are the chances?

Today, eighteen years ago, the owners of the World Trade Centre’s twin towers could never have imagined the simultaneous destruction of both towers. In fact, they believed the probability to be so far-fetched that they only ever insured one of… Read More ›

What if?

I don’t need a financial plan – I have policies in place. This is a common, albeit misguided, response by many when probed on the all-important issue of financial planning. Ironically, the existence of these so-called policies – invariably sold… Read More ›

Unpack and re-stack

Like an annual dental check-up or a long overdue vehicle service, taking stock of one’s financial position is an activity which is at best tedious, and at worst depressingly alarming. Tedious because, no doubt, sorting through benefit statements, policy documents… Read More ›