severe illness

What are the chances?

Today, eighteen years ago, the owners of the World Trade Centre’s twin towers could never have imagined the simultaneous destruction of both towers. In fact, they believed the probability to be so far-fetched that they only ever insured one of… Read More ›

Winter is coming

Having been promised in May 2016 that South Africans will never again experience load shedding, many of us were caught off-guard when rolling blackouts struck last month. Escalating from stage 1 to stage 4 at lightning speed caught us equally… Read More ›

What if?

I don’t need a financial plan – I have policies in place. This is a common, albeit misguided, response by many when probed on the all-important issue of financial planning. Ironically, the existence of these so-called policies – invariably sold… Read More ›